Lien letter format for builders and banks
A lien letter confirms that a unit is mortgaged or marked in favour of a lending bank for the buyer’s home loan. Banks usually ask the developer for it before releasing disbursements.
What to include
- ✓Date and addressee (bank branch)
- ✓Borrower name and loan account reference
- ✓Unit, tower, project and RERA details
- ✓Statement of the amount paid so far and balance
- ✓Confirmation of lien in favour of the bank
- ✓Authorised signatory and seal
Sample format
To, The Manager, [Bank and branch]
Subject: Lien on Unit [No.], [Project] in favour of [Bank]
This is to confirm that Unit [No.] in [Project] has been allotted to [Borrower]. The unit is hereby marked with a lien in favour of [Bank] in respect of the home loan sanctioned to the allottee, subject to the terms of the sanction letter.
Yours faithfully, [Authorised signatory]
Sample for reference only. Adapt to your agreement for sale and applicable RERA rules, and confirm with your legal advisor.
Stop typing this by hand
Poladio generates this document as a branded PDF from your booking data.
See how it worksFrequently asked questions
Who issues the lien letter?
The developer issues it at the buyer’s request so the bank can record its charge on the unit.
Does Poladio support lien letters?
Yes. A lien letter can be generated from any booking as a PDF.